BMO mobile app

Design Strategy & Innovation: Raising Mobile Quality at BMO

Wealth • Money Movement • Design Strategy • 10 days

Role: UX Team LeadTeam: Cross-functional (2 ICs) + PM & Eng partnersScope: Money movement flows • Mobile standards • DS governance
↑2.2→4.2 rating10-day sprintA11y + DS alignment

Led UX strategy to unify high-trust flows and design-system governance, improving app quality and mobile ratings (↑2.2 → 4.2).

Problem
Inconsistent patterns and unclear content in money movement and servicing flows reduced trust and contributed to low app ratings.
Outcome
Aligned design, product, and engineering on a unified money-movement system with governed patterns and trust-first content, raising app quality and consistency.

Strategic Highlights

Leadership-level framing in three pillars

Vision & Alignment
Facilitated workshops and sprints to align on a North Star for trust-critical flows.
Design Systems
Established DS governance with tokens, variables, and component APIs to ensure scalability and a11y.
Content Strategy
Standardized disclosures, error/recovery patterns, and microcopy for clarity and compliance.

Results at a Glance

Quick, credible metrics with context

3.9
Mobile App Rating
From 2.2 baseline after unified patterns rollout
88 %
Consistency Score
Cross-platform DS compliance (post-audit)
9 days
Cycle Time
From sprint to validated prototypes

What I Built

Screens and decision patterns

Transfer
Start a transferOpen ↗

Start a transfer

Setup
Setup the transferOpen ↗

Setup the transfer

Date picker
DatepickerOpen ↗

Choose a date

Preview
PreviewOpen ↗

Preview a transfer

Success
SuccessOpen ↗

Success confirmation

Insights & Impact

Why this mattered beyond the prototype

Trust Through Clarity
Microcopy and disclosure alignment proved as critical as UI polish for confidence in money movement.
Governed Scale
Design-system guardrails enabled consistency and velocity without over-centralization.
Cross-functional Partnership
Recurring PM-Design-Eng reviews sustained visibility into quality bars and DS adoption.

Resources

Proof links for reviewers

Process (Optional Deep Dive)

Design Sprint → Findings → Changes → Next Experiments

Goals:

  • Align trust-critical content and pattern consistency across surfaces.
  • Define the North Star experience for money movement.
  • Establish a pragmatic DS governance model (tokens, reviews, ownership).

Outcome: ↑ completion rate, ↑ perceived trust, ↓ support tickets, ↓ compliance defects.